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Share Draft Checking Accounts

At MSCU, you can choose from two terrific checking plans, Personal and Business.

These features apply to Personal Checking and Business Checking:

  • No minimum balance required*
  • Dividend bearing checking with a minimum balance*
  • No per-check charges
  • 24 hour account access via Home Banking and Audio Response
  • VISA® Debit Card
  • Pre-authorized automatic drafts (no charge)
  • Protection from returned checks with an over-draft personal line-of-credit or Courtesy Pay feature**
  • ATM services via STAR® and CU24® systems
  • Consolidated monthly statements
  • Easy bookkeeping with carbonless copy checks
  • 1st order of checks Free
  • Direct deposit
  • Wire transfer of funds to an outside account
  • Stop payment
  • Reorder checks online

*You must maintain a minimum daily balance of $250.00 in your account each day to obtain the disclosed annual percentage yield.

**Members are eligible for the Courtesy Pay feature after 6 months of satisfactory performance on a share draft account. This feature offers overdraft protection for a fee. Call the credit union for details.

Please see our Fee Statement for any applicable fees, or contact us for more information about our checking accounts.