At MSCU, you can choose from two terrific checking plans, Personal and Business.
These features apply to Personal Checking and Business Checking:
- No minimum balance required*
- Dividend bearing checking with a minimum balance*
- No per-check charges
- 24 hour account access via Home Banking and Audio Response
- VISA® Debit Card
- Pre-authorized automatic drafts (no charge)
- Protection from returned checks with an over-draft personal line-of-credit or Courtesy Pay feature**
- ATM services via STAR® and CULIANCE® systems
- Consolidated monthly statements
- Easy bookkeeping with carbonless copy checks
- 1st order of checks Free
- Direct deposit
- Wire transfer of funds to an outside account
- Stop payment
- Reorder checks online
*You must maintain a minimum daily balance of $250.00 in your account each day to obtain the disclosed annual percentage yield.
**Members are eligible for the Courtesy Pay feature after 6 months of satisfactory performance on a share draft account. This feature offers overdraft protection for a fee. Call the credit union for details.
Please see our Fee Statement for any applicable fees, or contact us for more information about our checking accounts.
