2024 Christmas Loan
Looking for ways to make your holiday season easier? Start with a holiday loan from Mutual Savings Credit Union. You’ll find an affordable solution that will help you through all your holiday shopping.
From October 31, 2024 until December 31, 2024 - qualified borrowers can:
- Borrow up to $1,200.00
- For 12 months
- At a low 12% APR*
- Automatic Payment Required
Don’t face the holiday season without the help you need. Head to Mutual Savings Credit Union for your holiday loan or give us a call at (470) 747-8163.
Click here for a Christmas Loan Application
*Annual Percentage Rate. All loans subject to credit approval.
Christmas Cash Skip-A-Payment*
‘Tis the season for giving. And we’re giving you a break so the holidays won’t break your budget!
Mutual Savings Credit Union wants to help put you in the holiday spirit. For $25 per loan, you can choose to skip a payment on any of your qualifying loans* during November and December ONLY.
Click here for the Skip-A-Pay form
*Real Estate Loans, Summer Loans, Xmas Loans, Visa or Overdraft Lines of Credit are not eligible for program (see a representative for loan eligibility). Members who have been Past Due (60+ days) during the past 12 months are not eligible. Collateral value on secured consumer loans must conform to MSCU lending guidelines at time of payment deferral (Collateralized loans with a Loan-to-Value exceeding 100% - for A, B and C credit scores - or 90% - for D and E credit scores - of NADA Clean Retail Value aren’t eligible for this program). By signing above, you hereby authorize MSCU to extend the term of your loan by one month. The $25 fee will be deducted from your MSCU account unless otherwise noted. No request will be processed without payment of deferral fee. Interest will continue to accrue during the month deferred. Certain restrictions apply; all loans are not eligible. Please allow a minimum of 10 business days for processing your request. For any further questions feel free to contact an MSCU representative today. EXPIRES DECEMBER 31, 2024. Using a skip-a- payment product more than twice during the life of a loan may impact the amount of GAP claims. Please see a loan representative for explanation.
