When using an ATM other than the ATM located at our branch at Ten Peachtree Place, the operator of the ATM will usually charge you a fee.  These charges typically range from $1.50 to $2.50 and are not determined by MSCU.  To AVOID ATM surcharges you can use either the CO-OP or CULIANCE® ATM networks that MSCU has joined. 

CO-OP Network
Contact at www.co-opatm.org or call 1-888-748-3266.

• Make DEPOSITS at nearly 9,000 ATMs  
• Visit nearly 30,000 ATMs that display the CO-OP logo. 
• Use surcharge-free ATMs at places like 7-Eleven® and Costco®
• Locate an ATM wherever you are through any of our easy locator tools, including phone, mobile app, text messaging or Internet

CULIANCE® ATM Network
To get CASH you can visit any of the nearly 75,000 surcharge-free ATMs in the CULIANCE network.