| Account Type | Frequency | Dividend Rate | Annual Percentage Yield |
| Regular Share Account | Quarterly | 0.05% | 0.050% |
*Dividends will be compounded quarterly and will be credited quarterly. Average Daily Balance.
| Checking | Monthly | 0.05% | 0.050% |
| Money Market Account (Under $100,000) |
Monthly | 0.33% |
0.330% |
| Money Market Account (Over $100,000) |
Monthly | 0.50% |
0.500% |
*Dividends will be compounded monthly and will be credited monthly. Average Daily Balance.
| Christmas & Vacation Club | Quarterly | 0.05% | 0.050% |
| IRA Savings | Quarterly | 0.05% | 0.050% |
*Dividends will be compounded quarterly and will be credited quarterly. Average Daily Balance.
| Regular & IRA Certificates of Deposit |
| Annual Percentage Yield, rates and other terms may change at any time without prior notice. $500.00 minimum required to open a Regular or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Dividends will be compounded daily and will be credited monthly. |
| Terms | Dividend Rate | Annual Percentage Yield | Frequency |
| 90 Day | 1.50% | 1.510% | Monthly |
| 6 Months | 2.48% | 2.508% | Monthly |
| 12 Months | 3.55% | 3.608% | Monthly |
| 13 Months** ($100,000 and Over) |
3.75% | 3.815% | Monthly |
| 18 Months | 3.35% | 3.402% | Monthly |
| 2 Years | 3.25% | 3.299% | Monthly |
| 4 Years | 3.10% | 3.144% | Monthly |
| 5 Years | 3.25% | 3.299% | Monthly |
**Limited Special - MSCU reserves the right to end or modify this offer at any time. Penalties apply for early withdrawals
from certificate accounts. Other restrictions may apply.
